Subject-To Real Estate Investing
Acquire real estate properties using subject-to-existing-debt (sub-two) deals where you take over the seller's mortgage payments without formally assuming the loan. The debt stays in the seller's name while you control the property and come out of pocket little to nothing. This works best when the remaining debt on the property is low relative to value and the seller is tired or motivated to exit. You can then improve the property, raise rents, and either hold for cash flow or refinance into your own loan.
Startup Budget
Up to $5K
Difficulty
Intermediate
Business Type
Offline
Location
Anywhere
Time Commitment
Part-time
Revenue Potential
$500-$5K+/month per property in cash flow. Equity buildup as mortgage is paid down by tenant rents.
Skills Needed
Watch the Full Breakdown
Watch on YouTube — Chris Koerner
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